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Buying Home

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Refi and Save!

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Credit Repair!

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National Average Rates

Program

Rate

APR

30 Year

4.125%

4.346%

15 Year

3.750%

3.984%

FHA 30 Year

4.25%

4.543%

FHA 15 Year

4.000%

4.124%

Buying a Home with an FHA Mortgage:

 
  The major benefits of using FHA to buy a home are:

  • Low cash out of pocket, just 3.5% down!
  • Down payment can be a gift!
  • Lower or no credit can be approved!  Do I qualify
  • Can have a past bankruptcy
  • Lower PMI than conventional (and 80/20’s are a thing of the past in this current market)
  • Low FIXED rate or a low margin/index ARM are both options

Is now a good time to buy?

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Rehab Loans!